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Specialist Property Accountants & Landlord Tax Advisers: Protecting Your Property Wealth
Property taxation in the UK has never been more complex. Section 24 mortgage interest restrictions, Capital Gains Tax on disposals, Making Tax Digital deadlines arriving in 2026, and increased HMRC scrutiny are putting real pressure on landlords, investors, and property businesses of every size.
Consultax are specialist property and landlord accountants who understand the full picture, not just how to file a return, but how to structure your portfolio, reduce your tax burden, and keep you fully compliant as the rules continue to change.
Whether you own a single buy-to-let, manage a large residential portfolio, or operate through a property limited company: we are ready to help.
Accountants Committed To Your Success
Reliable, proactive, and results-driven, we apply the same level of dedication to your success that you bring to your business every day.
Insightful Advice That Moves You Forward
We go beyond the numbers to offer guidance that’s tailored, and built for growth.
Personalised Service That Feels Like Partnership
Your goals matter, so we deliver attentive, custom support designed to guide you towards lasting success.
Financial Clarity You Can Fully Trust
We prioritise clear communication, accounting support you can understand and rely on.
Specialist Accountants for the UK Property Sector
Consultax works with landlords, property investors, developers, and real estate businesses at every stage of their property journey. Whether you are renting out a single flat, growing a buy-to-let portfolio, or managing a commercial property business, your tax position demands specialist attention.
As dedicated accountants for real estate clients, we serve:
Individual Landlords
Single-property and portfolio landlords managing residential and commercial property. As specialist real estate accountants, we handle your rental income, allowable expenses, self-assessment filing, and year-round tax planning.
Buy-to-Let Investors
Section 24 has fundamentally changed the tax position for buy-to-let landlords in personal names. As experienced buy-to-let accountants, we review your mortgage interest position, restructuring options, and ongoing tax efficiency.
Property Portfolio Holders
Landlords managing five or more properties face increased complexity in income tracking, expense management, and tax planning. We act as dedicated rental property accountants for portfolio landlords who need a structured, proactive approach.
SPV & Property Limited Company Directors
As specialist property company accountants, we handle company formation, book-keeping, annual accounts, Corporation Tax, and director payroll for landlords who hold or are moving to a Special Purpose Vehicle structure.
Property Developers & Flippers
Development profits, land transactions, and property trading carry different tax treatment from rental income. We provide specialist property developer accountant support, covering income tax, Corporation Tax, VAT on development, and SDLT planning.
HMO Landlords
Houses in Multiple Occupation have specific licensing, income treatment, and expense profiles. We serve HMO operators as experienced HMO accountants who understand the nuances of multi-let property tax.
Holiday Let & Serviced Accommodation Operators
Following the abolition of the Furnished Holiday Lets regime in April 2025, operators face significant changes to their tax position. We provide up-to-date advice on how this affects your income reporting, capital allowances, and VAT obligations.
Commercial Property Owners
Commercial landlords face distinct rules around VAT, business rates, capital allowances, and lease arrangements. As commercial property accountants, we ensure your position is correctly reported and optimised.
Non-Resident Landlords
UK property income earned by non-UK residents carries specific HMRC reporting requirements and withholding tax obligations. As specialist non-resident landlord accountants, we manage your UK compliance from wherever you are based.
Property Investors in the UAE
As a practice serving both UK and UAE clients, we support property investors managing UK property from the UAE, and UAE property investors with UK tax filing obligations.
Property Tax Is Complex. Don't Let Costly Mistakes Reduce Your Returns
Owning investment property can be a great way to build long-term wealth, but managing the tax and financial side of your portfolio is becoming increasingly complex. From rental income reporting and allowable expenses to Capital Gains Tax (CGT), Stamp Duty Land Tax (SDLT), and Making Tax Digital (MTD), staying compliant requires specialist knowledge.
Many property owners rely on general accountants who may not fully understand the tax rules that apply to landlords and property investors. As a result, they often:
- Pay more tax than necessary by missing valuable reliefs and allowable expenses
- Face unexpected tax bills due to poor planning
- Make errors in rental income and expense reporting
- Struggle to understand the tax implications of buying, selling, or transferring property
- Miss HMRC deadlines, leading to penalties and interest charges
- Lack a clear tax strategy to maximise returns from their property portfolio
Whether you own a single buy-to-let property, multiple rental properties, or a growing property investment portfolio, having a specialist property accountant can make a significant difference. With proactive tax planning and expert advice, you can stay compliant, minimise your tax liability, and make more informed financial decisions with confidence.
Consultax are specialist property tax advisers who exist to prevent these mistakes; and to ensure your property portfolio is structured, compliant, and as tax-efficient as the law allows.
Our Services for Landlords & Property Investors
Self-Assessment Tax Returns for Landlords
Your annual self-assessment return is the foundation of your rental income reporting. As specialist landlord and rental property accountants, we prepare your return with a thorough review of all rental income, allowable expenses, mortgage interest treatment under Section 24, and any other income sources; before a single figure is submitted to HMRC. Every return is supported by evidence and prepared on time.
Best for: Individual landlords, buy-to-let investors, portfolio landlords, HMO operators, and holiday let owners filing rental income on Self-assessment.
Property Tax Planning & Structuring
The difference between a landlord who pays the correct amount of tax and one who overpays often comes down to planning and timing. As specialist property tax advisers and landlord accountants with deep knowledge of UK property taxation, we review your ownership structure, income level, financing arrangements, and long-term goals to identify where legitimate tax savings are available.
This includes Section 24 mitigation strategies, incorporation analysis, use of capital allowances, pension contribution planning, and ownership structuring for married couples and family members.
Best for: Buy-to-let landlords affected by Section 24, portfolio landlords reviewing their structure, and property investors making purchase or disposal decisions.
Property Limited Company (SPV) Formation & Accounting
Operating through a Special Purpose Vehicle limited company can offer significant tax advantages for the right landlord, particularly those retaining profits within the company rather than drawing them out. As experienced property company accountants, we assess whether incorporation is right for your situation, manage the formation process, and provide ongoing accounting support including bookkeeping, payroll, annual accounts, and Corporation Tax filing.
We also advise on the tax implications of transferring existing personally held properties into a limited company including CGT and SDLT exposure, so you can make an informed decision before committing.
Best for: Portfolio landlords earning above £50,000 annually, landlords planning to reinvest rental profits, and investors building a property business over the long term.
Capital Gains Tax Advice & Reporting for Property
Selling a property whether a buy-to-let, second home, or investment property, triggers a 60-day CGT reporting deadline from the date of completion. Getting this wrong means penalties, interest charges, and unnecessary tax. As specialist property tax advisers with detailed knowledge of CGT reliefs, allowances, and planning opportunities, we calculate your liability accurately, apply all available reliefs, and ensure your return is filed on time.
Best for: Landlords and property investors selling or gifting property, those with multiple disposals in a tax year, and non-residents with UK property disposal obligations.
Making Tax Digital (MTD) for Landlords
Making Tax Digital for Income Tax is not optional. As specialist landlord accountants who are fully up to date with MTD requirements, we help you set up compliant digital record-keeping, select the right HMRC-approved software, manage your quarterly submissions, and file your year-end declaration so you are prepared well before the first deadline arrives.
SDLT Advice & Planning
Stamp Duty Land Tax is one of the most significant transaction costs for property investors and one of the areas where specialist advice before purchase can make a material difference. We review your intended acquisition structure, eligibility for reliefs, and SDLT position before contracts are exchanged not after. For multiple dwellings, mixed-use properties, and portfolio transactions, the correct treatment can mean a significant reduction in SDLT liability.
Best for: Landlords and investors purchasing additional properties, those acquiring mixed-use or commercial property, and portfolio buyers reviewing transaction structures.
Rental Property Book-keeping & Accounts
Accurate, well-organised records are the foundation of correct tax returns and sound financial management. Our rental property accountants provide ongoing book-keeping support for landlords, covering income tracking, expense categorisation, mortgage interest records, agent statements, and year-end accounts preparation across your entire portfolio, whether held personally or through a limited company.
Best for: Portfolio landlords, HMO operators, property limited company directors, and any landlord who wants their records maintained throughout the year rather than compiled in a rush in January.
Non-Resident Landlord Tax Compliance
Non-UK residents letting UK property must comply with the Non-Resident Landlord Scheme and file UK self-assessment returns reporting rental profits. If your letting agent is not operating the scheme correctly, you may be at risk of withholding tax being deducted at source. As specialist non-resident landlord accountants, we manage your UK registration, Self-assessment filing, and ongoing correspondence with HMRC from wherever you are based.
Best for: Expats letting UK property, overseas investors with UK rental income, and UAE-based clients managing UK property portfolios.
Why Property Owners & Investors Trust Consultax
Proactive accounting and tax advice for landlords and property investors
Property accounting is more than preparing annual tax returns. At Consultax, we provide proactive accounting and tax advice that helps landlords and property investors stay compliant, reduce tax liabilities, and maximise the return on their investments.
Whether you own a single buy-to-let property or manage a growing property portfolio, our specialist team understands the challenges property owners face. From rental income and allowable expenses to Capital Gains Tax (CGT), Stamp Duty Land Tax (SDLT), and HMRC compliance, we provide expert guidance tailored to your circumstances.
Unlike general accountants, we take a proactive approach to managing your property finances throughout the year; not just at tax return time. Our advice is designed to help you make informed decisions, avoid costly mistakes, and plan for future growth.
With ICAEW accreditation, a PwC-trained lead, and 17+ years of accounting and tax expertise, Consultax delivers trusted advice backed by technical knowledge and practical experience. We work closely with landlords, buy-to-let investors, property developers, and real estate businesses to ensure their finances remain tax-efficient, compliant, and ready for long-term success.
Why Choose Consultax?
- Specialist accountants for landlords and property investors
- Proactive tax planning to minimise property tax liabilities
- Expert advice on rental income, expenses, CGT, and SDLT
- Full HMRC and Making Tax Digital (MTD) compliance support
- Dedicated, year-round advice—not just at year-end
- Personalised solutions for individuals, portfolios, and property businesses
- Clear, practical guidance to help you grow your property investments with confidence
Are You Ready To Get In Touch?
Quick & affordable, avoid errors and penalties, keep your finances organised with our expert accounting services & bespoke packages.
Frequently Asked Questions
If you own buy-to-let property, manage a portfolio, hold property through a limited company, or are planning to sell or restructure, working with a specialist property or landlord accountant is strongly advisable. General accountants frequently mishandle Section 24, miss allowable expenses, apply incorrect CGT treatment, and are not prepared for Making Tax Digital - all of which can result in overpayment of tax or HMRC penalties.
This depends on your income level, how much profit you retain versus withdraw, your financing arrangements, and your long-term plans. Incorporation can trigger CGT and SDLT, so the decision requires careful analysis before any action is taken. As specialist property company accountants, we model your specific position and give you a clear recommendation before you commit to anything.
You must report and pay CGT on UK residential property sales within 60 days of completion. Missing this deadline results in late filing penalties and interest charges. We calculate your CGT liability, apply all available reliefs, and ensure your return is filed within the 60-day window.
Allowable expenses for landlords can include mortgage interest (subject to Section 24 restrictions), letting agent fees, property management costs, repairs and maintenance, buildings and contents insurance, ground rent and service charges, accountancy fees, and certain legal costs. We review your full expense profile as part of every engagement to ensure nothing is missed.
Yes. We serve non-UK resident landlords with UK rental income, including clients based in the UAE. We manage Non-Resident Landlord Scheme registration, UK Self-assessment filing, and ongoing HMRC compliance from wherever you are based.
Ready to Partner with Specialist Property Accountants?
Whether you're a first-time landlord, an experienced property investor, or managing a growing property portfolio, having the right accountant can make a significant difference to your financial success.
At Consultax, we go beyond annual tax returns. We provide proactive, year-round accounting and tax advice to help you minimise tax liabilities, maximise allowable reliefs, stay compliant with HMRC, and make informed decisions about your property investments.
Our specialist team supports landlords, buy-to-let investors, property developers, and property companies with everything from rental income accounting and Capital Gains Tax (CGT) planning to Stamp Duty Land Tax (SDLT), Making Tax Digital (MTD), and property portfolio tax strategies.
Backed by ICAEW accreditation, a PwC-trained lead, and 17+ years of accounting and tax expertise, Consultax delivers practical advice tailored to your property goals—helping you protect your investments and grow your wealth with confidence.
Book your free consultation today and discover how our specialist property accountants can help you achieve greater tax efficiency and long-term financial success. From rental property accountants services and buy-to-let accountants support to property company accountants coverage, non-resident landlord compliance, CGT reporting, SDLT planning, and Making Tax Digital preparation. We handle every aspect of property taxation in one place.
Your goals. Our focus. Accounting with purpose.
Book a Free Consultation